Scammers commonly target Kotak Mahindra Bank users. Verify any message before acting, never share OTPs or your UPI PIN, and report fraud to 1930 or cybercrime.gov.in.
Verdict: Unexpected + urgent + asks for money or codes = likely scam. Pause and verify.
The most common are UPI fraud, OTP fraud, KYC-update fraud, and phishing links impersonating Kotak Mahindra Bank.
Open the official app yourself instead of tapping links, and confirm via official customer care.
Call 1930 and file a complaint at cybercrime.gov.in. For lending/payment entities you can also use RBI Sachet (sachet.rbi.org.in).
किसी भी मैसेज पर भरोसा करने से पहले जांचें। OTP या UPI पिन कभी साझा न करें। धोखाधड़ी की रिपोर्ट 1930 पर करें।
नतीजा: अनचाहा + जल्दबाज़ी + पैसे/कोड की मांग = संभावित स्कैम।
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